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HES Residential Loan Application

Please select a loan program from the options below:

1. Energy Efficiency Payment Plan
  Loan Amount Interest Rate Term Repayment Utility Customers Eligible HES or HPwES required? Eligible Measures
$1,000 - $3,000 0.00% (0% APR) 36 months On-bill (electricity account)  CL&P and UI Yes Type 1 measures
2. Comprehensive Energy Efficiency Project Loan
  Loan Amount Interest Rate Term Repayment Utility Customers Eligible HES or HPwES required? Eligible Measures
$3,000 - $25,000 2.99% (2.99% APR) Up to 120 months On-bill (electricity account) or through CHIF (CL&P only) CL&P and UI Yes Must include at least one Type 1 measure and one other Type 1 or Type 2 measure*
3. All Other Projects
  Loan Amount Interest Rate Term Repayment Utility Customers Eligible HES or HPwES required? Eligible Measures
$3,000 - $25,000 4.49% (4.49% APR) 60 months On-bill (electricity account) or through CHIF CL&P No Any program-eligible measure
$3,000 - $25,000 4.99% (4.99% APR) 84 months On-bill (electricity account) or through CHIF CL&P No Any program-eligible measure
$3,000 - $25,000 5.99% (5.99% APR) 120 months On-bill (electricity account) or through CHIF CL&P No Any program-eligible measure
$3,000 - $25,000 6.99% (6.99% APR) 144 months On-bill (electricity account) or through CHIF CL&P No Any program-eligible measure
* Type 1 measures are:
  • High Efficiency Insulation
  • ENERGY STAR® Ductless Heat Pumps (installed in a zone that has electric resistance heat as the primary source of heat)
  • ENERGY STAR® Electric Heat Pump Water Heaters
  • ENERGY STAR® Tankless Natural Gas Hot Water Heaters
  • Indirect/Combination Water Heaters attached to an ENERGY STAR® boiler
* Type 2 measures are:
  • ENERGY STAR® Central Air and Heat Pump Systems
  • ENERGY STAR® Air to Air Heat Pump
  • ENERGY STAR® Natural Gas Furnaces and Boilers
  • Windows - ENERGY STAR® replacement windows (replacement of single pane windows only).
  • ENERGY STAR® ductless heat pumps (homes heated with oil, propane or natural gas)
  • Geothermal Systems
  • Oil/Propane Heating Equipment

Note: Non-owner occupied rental properties may require a UCC lien and are not eligible for on-bill repayment.

Applicant Information
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Co-Applicant Information
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Property Address Where Work Is Being Done
Mailing Address (If Different Than Property Address)
Tell us about the property
* Please note that CHIF may require a personal financial statement, tax returns, W-9 or other documentation.
By taking this loan the property will be subject to a one year limitation on rent increases.
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Utility Company Information
Applicant's Employment Information
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How long have you worked with this employer?
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Co-Applicant's Employment Information
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How long has Co-Applicant worked with this employer?
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Property & Mortgage Information
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Connecticut Energy Efficiency Programs are funded by a charge on customer energy bills. The programs are designed to help customers manage their energy usage and cost.